Features

One platform, four ways to keep more of every sale.

Rendrly bundles four tools that usually cost you four subscriptions — fee model optimization, downgrade recovery, accounting sync, and AI insights — as a value-add on top of the processing and terminals you already have.

Fee model optimizer

Know which pricing model is actually cheaper for you.

Rendrly computes your real cost under both flat-rate and interchange-plus using your actual trailing transaction history — not a generic estimate — then recommends the model that costs you less, with a confidence band around the number.

✓Models your true effective rate against your real card mix, ticket sizes, and funding types.
✓Shows the recommended model with a confidence band, so you know how solid the estimate is.
✓Auto-switching is opt-in only — it requires a merchant consent and repricing step before anything changes.
Sample figures shown are illustrative, not a quote.
Fee model comparison ● Live
Effective rate today
2.41%
Est. monthly savings
$1,240
Flat-rate vs. interchange-plus — trailing 90 days
AI
You're on flat-rate, but interchange-plus is cheaper for your mix. Switching saves an estimated $840/mo (± confidence band). Opt-in repricing required.
Downgrade detection & recovery

Find the dollars lost to interchange downgrades.

Every transaction is checked against Visa and Mastercard interchange categories. When one is charged a worse rate for missing data, Rendrly flags it, estimates the dollars lost, and names the specific field that was missing — so the fix is obvious.

✓Detects commercial and purchasing cards automatically by BIN.
✓Captures required B2B Level 2/3 fields — tax amount, PO number, line items — wherever possible.
✓Verifies post-settlement whether the better rate actually applied — relevant to Visa's Commercial Enhanced Data Program.
Recovery amounts are estimated and flagged, never guaranteed.
Business cards detected184
Downgraded — missing L2/L337
Avg. estimated overcharge / txn$33.50
Estimated recoverable after fix$1,072
Estimated this quarter$3,410
Accounting sync

Clean books in QuickBooks Online, automatically.

Rendrly pushes each day's settlement into QuickBooks Online as a Deposit object: a gross sales line plus separate negative fee lines that net exactly to the real bank deposit. No more reverse-engineering your fees at month-end.

✓Gross sales and processing fees posted as separate lines that reconcile to your net deposit.
✓One-way daily sync — QuickBooks Online stays your book of record, always.
✓Per-merchant OAuth connection you can authorize and revoke at any time.
Numbers below are a sample settlement, for illustration only.
Daily deposit → QuickBooks ● Synced
Gross card sales$8,412.90
Processing fees− $203.06
Downgrade adjustments− $14.20
Net bank deposit$8,195.64
QB
Posted to QuickBooks Online as one Deposit. Gross sales and fee lines reconciled to the bank feed — no manual entry needed.
AI business insights

Plain-English answers, on a schedule.

Not a chatbot — a scheduled weekly batch that narrates your pre-computed figures in plain English: what to switch, what you're losing, what changed this month. Every number it mentions is validated against pre-computed facts before publishing, so it never invents figures.

✓Runs as a weekly batch, not a dashboard you have to babysit or a bot you have to prompt.
✓Every figure is checked against pre-computed facts before it's published — no hallucinated numbers.
✓Uses merchant-level aggregates only — never individual cardholder data.
Aggregate-only, no cardholder PII.
This week's summary ● Weekly
AI
Your effective rate held at 2.41% this week. Interchange-plus still looks cheaper for your mix — estimated $840/mo saved if you switch.
AI
37 business-card transactions downgraded on missing Level 2 data. Estimated $1,072 recoverable once tax amount and PO number are captured.
AI
Card mix shifted toward debit vs. last month. That's lowering your blended cost — no action needed.
How it works

Connected in minutes, saving from day one.

Connect your account

Rendrly reads your settlement and transaction data through your gateway — no new terminals, no switching processors.

We analyze every swipe

Card mix, funding types, interchange categories, and downgrades are scored against the current rate tables, and your books sync to QuickBooks Online.

You get the money back

See your estimated savings, fix the flagged leaks, and get plain-English AI recommendations on a weekly schedule.

See what you're leaving on the table.

Connect your account and get a free savings analysis in minutes.

Start free analysis → See pricing